oil and gas. it's a win and a loss. >> okay, john, i bet you have a pick up or two. >> i have a couple and they got four to five miles to the gallon. in november, 40% of old permits, we were down 40%. since december, 2007, shell drilling increases 1.36 million. state that is don't are down 432,000. it is a job creator. overall, the benefit of lower gas prices help the middle class and lower incomes specifically. it is like an economic stimulus. >> tax on top of it. if you look at your portfolio, odds are good you are at the energy sector. stuff like this keeps happening. you have to worry about jobs, even a t the companies.