funds over concern they could still be prosecuted for holding dirty none in their accounts. dominic denatale live with more. the guidelines, they're supposed to help the banks. so why are the banks reluctant to adopt them? >> reporter: well, one simple fact here, and that is that cannabis, marijuana, is illegal under federal law. these guidelines that came out on friday, well, as far as the bank is concerned, it really doesn't protect them against potential prosecution or litigation of dealing with the marijuana businesses that now need banking services. is it politically motivated? the banking service industry really just doesn't know where the government is coming from with this. what they want to see is hard legislation. take a listen. >> i would tell the fed they need to go talk to congress. they need to talk to all the federal regulators. they all have to be on the same page. then and only then will we begin the discussion of accepting this