welcome back. good news for home buyers in the housing market. >> that's right. new mortgage rules are in effect and aim to put an end to some of the worst mortgage lending abuses of the past. >> here with the details, real estate expert and author of "find it, fix it, flip it," michael corbett and show us great homes for sale with affordable monthly mortgages. i know big changes in the mortgage market right now. what are they? break the rules down for us. >> what these new rules do, they're called qualified loans, which actually seek to have buyers get into loans they can afford finally by verifying their income, assets, and their debts. also it restricts those terrible nondocumentation loans and no interest loans and up front fees and lastly, what they do is also