employer mandate looms. kate, this anew reality. right? >> just may very well be. the employer mandate doesn't kick in until 2015. it was delayed a year. a colorful move because the individual mandate was not. >> that means the penalties -- employers don't have to pay penalties but individuals watching the show, if they don't get insurance soon, they have to pay a penalty. >> but for the employers watching the show, they have until 2015 if they're at 50 or more fulltime workers, they have to off aer them insurance or they'll pay a penalty of $200 per worker per year. >> here's the problem. only been delayed a year and maybe employers are not taking the bait. >> this career builder survey shows employers are scared. 42% said they would be hiring temp or contract workers and only 25% said they'd be hiring fulltime workers, and that fullike worker category dropped