president is. he does have time. >> we assumed he would sign up for the d.c. exchange. not the hawaii exchange. those are details we'll bring in as soon as we get them. jon: now a new problem looming as americans do last minute health care shopping today. many enrollees are making a huge mistake by making what they see is the local choice, picking the plan that's cheapest and has the most affordable up front costs. you could be in for serious sticker shock when the bill finally comes and you find out what the insurance company actually agreed to pay thanks to your deductibles which would be sky high. let's talk about it with the chief congressional correspondent for the washington examiner. susan, it is called the affordable care act. is that a contradiction in terms? >> it could be because the people who are signing up for it now are looking for affordable premiums so they're going for the bronze plan.