cause people to lose their policy. >> what happens now? this is a huge mistake but it impacts every human being in the country eventually, likely. >> let me revert to my crisis management role advising myself and democrats. we have to admit we messed up and stop giving excuses. the roll-out has been a disaster. there is no excuse for it. we have to use private sector websites to help out government when government messes up. the fact that barack obama isn't turning to the private sector for help where they are actually available with websites that make health insurance available that existed for years is a problem democrats have in putting too much faith in government and what bill clinton would say is it needs to be more faith in the private sector. we have to hit the reset button on this whole thing. >> happy birthday.