>> and, of course -- but, of course, you know, if the young people can stay on their parents' insurance until they're 26, then why would they bother to be looking to get on to the insurance themselves? you know, the system actually works against itself. and i'm not sure that anybody has really put a lot of thought into this thing. i think it was really more an issue of what can we do quickly in order to gain control of health care, because it is such a huge portion of the budget and such an important factor. we have turned over to the government way too much. this is a wake-up call for americans. >> doctor, you know, i recently -- just a few weeks ago, i had triple hernia surgery. it was a real hoot. i must tell you that of all the doctors ahead of time and then surgery, they wanted money in advance. i had never seen it like this before. i mean, usually, you know, submit it to your insurance. are we going to see more and