is this legal, you can go on a website that's not healthcare.g healthcare.gov, you can sign up for health inch insurance? >> it is legal and it's endorsed. we're contracted with the federal government to do so. we have been working on this integration a little more than a year now and just launched it last night. >> you can go on and you can shop around and how do you get the tax secret? >> we're integrated with the federal data hub so it's actually the data hub that determines the tax credit and determines that to us through our technology. think of it as shopping online but completing the enrollment over the phone right now. >> i know shopping online and i love it. let me ask you this, why do we need health care.gov? >> for us, we don't think that you can do anything there that you can't do through us. so our integration with the federal government came at a time when they realized they needed to rely on private entities to enroll everybody that they needed through the service. so they reached out to us, we