because a lot people may not understand. there's not only an individual mandate, not only an employer mandate. there's also a coverage mandate that according to to obamacare, each insurance policy sold has to meet certainly requirements. kaiser permanente is canceling policies of 160,000 people. florida blue is terminating 300,000 policies, 80% of its individual business. is it fair to say to someone, look, this website isn't going to be up and fully running until the end of november, but you're going to have to decide on a policy by december 15, basically two weeks, or else you're going to be uninsured at the start of the year because your old insurance policy was canceled? why not do what the senate democrats are doing and delay it? >> the good news is that americans have six months to go ahead and enroll.