problems they have. hyped it up so much and there is a complete letdown. i think they would have a real problem existing in the marketplace. bill: what do you think the president should say today. what do you want to hear from him. lines are open right now. there is also this big push during the shutdown to get the individual mandate delayed for a year much as it happens with businesses. so we got a great question from a viewer. jamie: i would love to hear what you think, too. taking the blame and paying up. the nation's largest bank is taking a fall for the financial crisis in 2008. now jp morgan chase reaching a deal with the federal government to pay a record $13