increase over what he's been paying. deductibles are about the same, but the co-pay for visits to the emergency room are almost triple his current plan which, with two boys, he says is a factor. >> they're climbing trees, they're falling out of trees, they're running around, they're falling off their bike, they're very active. they're not unlike any other 8 and 10-year-old boys. >> reporter: split lips, head gaps mean er coverage is important, and their experience is not uncommon. lawmakers are getting letters from constituents complaining about sticker shock. listen. >> mike from hickory saw his premiums rise from $388 to $650. phil from forest city saw an increase even though the policy was unchanged, saw an increase of 42%. >> reporter: and some fox viewers, jenna, in alabama who asked their names not be used wrote to us saying their rate increases will add 82% to their annual health care costs and their deductibles increased by a third.