consumer protection agency that has oversight. >> neil: we've got a dozen of them. we've got a dozen of them. >> should they be watched more, scrutinized more? >> i don't know about more but i will tell you they need to be watched. i don't know that we need more laws. okay? when you're in congress, all you want to do is pass pour laws. when you're a legislator, pass more laws. >> neil: actually, it's a consumer issue so that's going to be the new consumer agency director, but it involves stocks that could be the security and exchange commitment. that involves futures, so it might be commodity futures. >> my job is to do everything i can to stand up this agency and to make it work, to make sure that we hire good people and that we move in the right direction. >> neil: now you're going to be slapped with a charge if you