should be thrilled with what the president had to say yesterday. he will put controls on the things that are troubling you. it will speed people through school so they are paying less money and it will create a new system of figuring out what schools can deliver the service for less, while keeping education. there you should be enamored with what he has done. >> with the government controls, the students can't declare bankruptcy. they have to right, if they have high tuition cost. does it mean government can garnish the wage torse tax refund check if they don't pay their debt? >> they won't do it for political reasons. this is obamacare for higher education. i'm out on this with. with the colleges delivering which determine or don't. that's political football. there is no reason why colleges sticker cost should go up four times the rate of inflation. you will see a push of three years instead of four year, doing more online and push for schools that teach you a trade