certain debt off the books. bill: with the government on the hook for ious like social security and medicare and pension promises across the country, combined with an aging population, america could be in a whole lot of hurt. charles payne, fox business network. 70 trillion, do you buy that, charles? >> bill, not only do i buy it i think that number is on the low side. bill: the real number could be higher than 70 trillion? how come? >> you hit on it. some unfunded liabilities. medicare is about 50 trillion. social security 20 trillion. we have new entitlements coming online. who will know what the obamacare law will emerge as. ultimately you can see that is a entitlement costing us a lot of money. 30 million people getting health insurance instantaneously. off the books stuff is alarming. economic malaise was triggered when the off-balance sheet stuff at wall street was revealed and