30% with no reason whatsoever. in 2011 with the medical loss ratio there, it did not go up. >> william, what kind of business do you have and has obama care been good or bad for your business? >> i'm a co-owner of a company, american bar products. we produce steel bars used in manufacturing all across the country and canada and mexico. obama care is going to be a disaster for us. i received the new updated plan for us in 2013. our rates are up 33% this year. i was advised last week by my health insurance agent that under obama care our rates would go up another 40 to 50%. she recommended to me that our company is going to have to look at self-in insuring. now not only do i have to be in the steel business but due to obamacare, i have to be in the health care business. >> what do you make of the fact louisa's has gone down? what do you make of that?