part of the back to pack index program, they haven't gone up very much. what has happened is the pay to play for a lot of schools have gone up. at huntington, we believe in doing the right thing for our clients in helping parents and students to be able to buget properly for school. >> stuart: tell me how you do this. how do i get around, i'm not 7% increase on back-to-school supplies? >> it's very easy. what you need first of all, make eight fun family project. get together, find out what the school supplies you currently do have. when you have those school supplies. check the sunday ads. look at comparison shopping. you need to do a lot of comparison shopping. you need to stick to a budget. >> stuart: how about shopping at walmart. i am a walmart shopper and i