families like morgan's that are working hard, every dollar counts. it makes a difference. as she said during her introduction, she had been buying insurance on the individual market in maryland for years. after she got a rebate for the first time and i'm quoting morgan now, she said, it felt like someone was actually being held accountable for the dollars i was spending on health care. that is one of the core principles of the affordable care act, holding insurance companies and providers accountable so that we all get a better deal. van hart, here from chicago, had read these rebates were happening and didn't think anything of it until he got a check in the mail for 136 bucks. dan's a father of two. as any parent will tell you, those kids, they suck up a lot of money. [laughter] so, all right? absolutely. so he used his rebate to pay