jon: yeah. there is no free lunch, i did learn that once upon a time maybe when i was young. so what happens if these young people that are sort of a pillar of the effectiveness of the law, what happens if they don't jump onboard? >> that's going to be a huge blow, i think, to the whole program. there is a penalty if they don't get the insurance, don't buy insurance, but it's much smaller than what they would have to pay if they got insurance. so a lot of of them just might say, you know what? we'll pay the 1% of my salary in penalty and avoid paying the thousand, $2,000 a year for insurance i don't think i need. so if they don't get it, i think the law is in deep trouble because it depends on young people buying in, at least these individual mandates do, at least the exchanges do so they can subsidize older and sicker people. and i would think the law's in very serious trouble if they don't get convinced to buy into this. jon: jamie, you're in that young person category. have you signed up for obamacare? >> well, i'm part of a company, thank god, that provides health