numbers that nina cited. this piece today and there are many studies coming out saying healthy people are going to have to pay a lot more. universal coverage isn't free. it doesn't come out of air. >> no. but the fact is most people get their insurance through their employer take a nonsmoking male i believe he was 40 years old and compare him to someone who is sick and what their rates would be under this new plan. base fee. their fee is going to be pumped up under this new plan as you know people who do have preexisting conditions people who are sick are going to be included and insurance companies as they compete will not be able to eliminate those people are say we won't cover you, so the numbers will go up some. but, it's just not the case that, you know, everybody walking down the street is going to pay a higher fee