what's the reality for you, is it a big deal? is it not? >> it's a very big deal for me. i would love to be able to generate enough business in my small business to be able to one day look at my employees and say, listen, we're going to have health care today. the expenses that come in, there's too many hidden costs here. we don't exact answers to how this could benefit the employer and the employees. it has to be a win/win, so to speak. so, yes, a lot of people are also using that as an excuse to say, well, if we have health care, it's a bigger security. i don't believe in having security with somebody who's just coming to work for the health care. again, it's like a food cycle. so you're not going to have that environment of work that you should normally have under good circumstances. jenna: so you're saying you would prefer to have employees that are low -- loyal to the business, not just to the items they might be getting for being employed. >> when they're loyal to the business, employers are happy to give back. jenna: sure. >> enough has to enter for us to play with. jenna: so what do you think, what do you see in the year