it is corrupt because you've got a lot of people who are not reporting off the books income but still getting a check. >>gretchen: you're not being mean to poor people? >> i am being mean to poor people. frankly i am because this is a direct transfer payment from this group of people who pay taxes to this group of people who never paid a dime in their lives but they get a check from the government. >>gretchen: that is not their fault. >>steve: you may call it corrupt but that's the deal. if it's so complex, why are we overpaying? >> because it is corrupt? >>steve: i heard that part. >>steve: a lot of people are, they have off-the-book income, cash income. they don't report that. but they still get the check. their actual income is much higher than what they report. >>steve: they're misstating their income? >> yes, they are misstating their income? >>brian: i doubled my salary this year shoveling snow and no one knows that. is that what you're talking