>> this is a very difficult thing to sell. the goodies, they come up front. happen right now.ginning to premiums going up. these exchanges will not be in place by october 1st. we will get the full implementation on january 1st. it is going to be chaos. the rules aren't written. the plan is not eady. >> what if is is a train wreck? >> it is a train wreck. >> assumingt is i believe it will be. we are going to ha sticker shock for people. the question is, what are the political implications? this is january of a mid-t politicallications a for a democrat. th policy implicatns are e worse. ma blackburn, chair woman, has a proposal to delay it for one year,ause it is not goto be repea in time to stop the train wreck. could they get a delay for one year so tu could look at some ofese actuarial tables give people cidence in the d