really? first, new government rule that will make you feel sorry for your doctor. ♪ e credit score's redesigned site has this new score planner tool with these cool sliders. this one lets us know what happens if we miss a payment. oh. this one lets us know what happens if we use less credit. yeah. what's this one do? i dunno. glad nothing weird happened. right? score planner is free to everyone. free score applies with enrollment in freecreditscore.com guacamole slider still in beta.