now, healthcare premiums could be the next big crisis. betsy on why families could be hit the hardest. the author of boy "beating obama care." >> i read it so you don't have to. >> grown to over 20,000 pages. >> that's right. this is the law, and this law coerces families, many of whom are living pay check to pay check to buy an expensive health plan, and even after subsidies they have to rite a check for premium, and when it comes to the premium or rent and car payments they're not going to pay the premium and there will be $24 billion in default per year from families, many will intentions who can't make it. >> what happens if i can't pay the 17,034 a 5 a year. i can't pay it. what -- >> that is not written in the law but it's clear the insurance