off. it's worth exploring. >> this is best idea bill gates has done since windows. the average college graduate has $23,000 worth of debt. they are delaying childbearing, buying a house and having a family because they have to pay off all this debt. this is fantastic idea. if you can get a loan and that is what is pushing the prices. >> eric: you don't like this idea? >> the answer that we're giving free money to our kids. we get the kids locked in into four-year schools and then they say you have to get more money. someone will have cheap $10,000 degree and everybody else suffering. >> there is another one, another law of unintended consequences. when you gave everyone that wanted, gave them a loan for home. we had massive loan default. is it going to make the college