get on with their lives. at the same time you don't want to see your own mom and dad when they get in the twilight of their lives be in a tough situation. what do you do? >> of course. you have to really apply the simple theory that we see ever triem we are on an airplane where you put your mocoxygen ma on yourself before you help others. the folks in this sandwich generation need to do that. they need to make sure they are taking care of baseline financial needs for themselves so they can empower their family members. there are really a number of things they should and shouldn't be doing. you really shouldn't ever dip into your retirement assets to take care of current financial needs. instead you have to have a road map. we wouldn't get in a car and say i hope ind up at my destination. we would carefully map it out and plan. your finances are no different. you need to carefully come up with a retirement kscenario.