>> one fha critic thinks a real overhaul approved by congress could cost billions, maybe tens of billions. >> bite the bullet. maybe recap talibanize them to the tune of $25 billion if they can earn their way out reasonably, that's fine. but if they can't, the money is there. let's not try to grow their way out of it, which is what they've been doing since 2008. >> in the meantime, officials say they won't make any announcement about tapping the treasury for any taxpayer funding until the president releases his 2014 budget in february. harris? >> harris: thank you very much. the new york city police department is shining a light on the aftermath of sandy. officers are helping to prevent super storm victims from becoming crime victims. they're using helicopters in powerful spot lights to stop looters from robbing storm damaged homes in the dead of night. rick folbaum is live in the new