between 30 and 50% of what you will spend on christmas gifts. the factor tip of the day. that is it for us. check out the fox news factor website, different from billo'reilly.com. if you came in late, we have the latest polling on the presidential race in the talking points memo which you can access there. to those who are mitt romney fans you want to look at that closely. president obama has to pull a rabbit out of a hat on monday. it's interesting. we'll have the best predebate coverage as you know. we'd like you to spout out about the factor. o'reilly@foxnews.com. name and town, name and town. if youish to opine. the word of the day, do not be repacious. great word. i'm bill o'reilly.