things down if you make a bad bet so we don't have the taxpayer bailouts. in the meantime, we made sure thehelp we provided was paid back, every dng single dime, with interest. now, governor romney has said he wants to repeal dodd frank. i appreciate -- it appears we have agreement that a marketplace to work has to have some regulation. but in the past governor romney has said he wants to repeal dodd frank. roll it back. and so the question is, does anybody out there think that the big problem we had is that there was too much oversight and regulation of wall street? because if you do, then, governor romney is your candidate. but that's not -- what i believe. >> that's not the facts. look, we have to have regulation on wall street. that's why i would have regulation. but i wouldn't designate five