armed forces have doubled recently, and cuts have to be made. the current proposal would have some military families and retirees pay a whole lot more for coverage while leaving benefits for some unionized civilian defense workers untouched. we asked fox news legal analyst peter onson jr. to help us through the -- johnson jr. to help us through the changes. why are they doing this? >> because they need to make some cuts, so they're saying we need to do it on the back of military retirees and some active duty with regard to co-pays. megyn: you're talking about premiums in some cases. >> and enrollment fees. we're going to reduce $1.8 billion in 2013, and by 2017 it's going to be $13 billion. and so some retirees over a five-year period may have their enrollment fees increased fivefold. and it's being done based on means. so if you're earning so much in retirement, you're paying more x. for all members of the