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should that add up for something to make you consider a school doing it? >> absolutely. free textbook are a great way that they will enticing you to go to school. even if they're not offering free textbook, if you search online you can rent or buy a textbook at 40% off. there are ways to reduce cost using the textbook and online resource to search for textbook. >> jamie: the secret to financial aid, and if you don't qualify if you are a full or private pay student what are the questions you can ask a university to try to get dough your way? >> most importantly, fill out the free application for federal student aid. when you go to the school offer if they offer unique scholarships. do they have any programs that might be available for you. you want to know if you could take extra courses and graduate in three years. you could save up to 25% if

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