cashed in. freddie mac paid newt $30,000. an hour. $1.6 million. >>neil: this is the type of ad that gingrich was explaining early today he thought that romney should disavow although it has nothing to do with ... he felt romney should say the ad was not fair or right but it does damage. >>guest: here's the key. everyone knows the word bargain. i have been here for 96 hours and i probably have talked about maybe 125 people a day, and at least a third use the phrase "baggage," to describe gingrich. they respect him. think he is brilliant but there is that one word that makes them hesitant and in iowa caucus, if there is hesitation, they don't vote for you. >>neil: all right, frank, stay