>>guest: this started to help small business and it didn't do anything. we wanted to be able to reduce our expenses and we all it does is reduce expense force employees. >>neil: but it was supposed to help the employers? >>guest: it is supposed to help me. now, because they cannot help, our semester is three months, not two months now i do two sets of books and i have higher administration costs so uncertainty for small business be we have no cash employee and you cost me more money. you save my employee $20 and you cost me $2,000. >>neil: you are just whining? >>guest: not whining saying, again, they do the small little band-aids. this was very expensive. and where does it come from? the consumer. so you save them, here is 20 but i will bill you $100. >>neil: would you feel differently if originally the idea was employers were to enjoy a payroll tax cut holiday, but that is not happening now, would it make a difference to you? >>guest: i think if they took the whole subject and made a