>> yeah. >> bill: 3,000 in chicago, that's a nice spot. >> yeah, apparently she has a nice spot. this isn't the first time she's had a landlord pursue her for past rent nor is it the first time that the irs and state and federal irs has gone after her. she's obviously had problems. >> bill: she has tax problems, too? >> she's had bankruptcies in the past, tax problems and now she's having current money problems. >> bill: how hard is it to get people who fall behind in their mortgage? >> hard. it's hard. >> bill: it is. >> because it used to be easy and landlords would take advantage of tenants who had fallen behind a little bit. you can't throw somebody out after one month of nonpayment. >> bill: but you have to go to a j the judge has to rule. >> there is all sorts of stuff. if they serve you wrong, you can delay it by months. it can take up to and beyond a year to get somebody who is not paying out. >> bill: he's just filing the initial papers here? >> yes. >> bill: now, in penn state, there are people coming out, i'd