and people are driving more which could be a carry over from not driving as much. and the holiday season which is historically a spending season. >> good to see you, michael see more, great information. >> and smokers is bad for you, they can try a different kind of cigarette that isn't quite so bad. really? our medical a-team weighs in next. host: could switching too really save you 15% or more on car insurance? host: do people use smartphones to do dumb things? man 1: send, that is the weekend. app grapgic: yeah dawg! man 2: allow me to crack...the bubbly! man 1: don't mind if i doozy. man 3: is a gentleman with a brostache invited over to this party? man 1: only if he's ready to rock! ♪ sfx: guitar and trumpet jam vo: geico. 15 minutes could save you 15% or more on car insurance.