that, and the program officials told us that they had enough information to go forward with each of the loans. however, we also asked for documentation for a systematic way that they had made those decisions and for records of that, and they did not provide those. jenna: so did they provide any more insight as to why they were confident to give out that money? were they specific at all for the reasons even in conversation about why they thought this was a good idea without doing some of this other due diligence? >> it varied by loan but, yes, they had some explanations including that they had preliminary results for some of the studies that would be required. some of these studies include things like a marketing analysis or a legal analysis or a technical analysis that you would want to use to evaluate the risk of the loan as well as the timing of the loan