they are in a low risk class. they have made the choice to take the risk. >> what kind of storm surge can your home take? >> my realization of my home is 15 feet. i am a black -- block back from the sound which is an expecting an eight-foot storage surge. i may have water under my house, but it is unlikely -- i am certain i won't have any in my house. >> how about the houses in the area, are they on stilts or at a high elevation, or are there houses that will be flooded? >> yes, ma'am, they recall by law required to be built on pilings at least to an elevation of nine feet. >> ever been in a hurricane before? >> yes, ma'am, this is about my 6th. >> what's it like? >> it is no fun. it is miserable. it is very noisy and uncomfortable during the night of the storm and the winds. the next day are you likely to be without power.