didn't happen today? >>guest: i was surprised it didn't happen in 2008 when the markets were very different. rather than looking at a specific downgrade we will look at the overall issue, the fundamental problem that the government is spending way too much money and the projection is it is out-of-control. this is a problem with congress, it has been true for 3 years, not a new problem, true for both parties and the way to solve this is to have a real conversation of how much overspending we want. it is okay to overspend a little bit, a little bit of deficit spending is stimulative but we are way out of that. way, way, way out of that. >>neil: in washington these days, too much is said, but this is a delicts position, a great deal of criticism of geithner, that they have to change the team. if you -- your name always comes