as of we know it is in the 3 trillion dollars vicinity. now, that's better than nothing at all, but that would stave off, obviously, a government shutdown, it would-- if approved, it would keep things going, but it would not be to the credit markets liking and they might, might force the issue, that is the credit agencies and go ahead and downgrade us. as i said before, as well, shep, there's a school of thought out there that we don't deserve the triple-a rating we've enjoyed for years through this president and the last president and it would probably be a lilith recognizanre recognizanre recognizanrec-- a little late recognizing that reality. >> and including the days we financed wars. neil, what practically speaking, if the united states credit rating is downgraded, why do i care again? >> if that happens, if all of a sudden we lose the triple-a rating, it falls to double-a.