economy. that affects overall consumer confidence and impacts wall street and impacts the global economy and has a ripple affect that has more magnitude in terms of impact. >> you mentioned housing. i want to look at another graph. home prices have seen a negative trend minus 10.1 percent compared to the average change during the recoveryy . i hope people can make out how this is. 2001 versus the average and 1980 . the current is absolutely dismal. that is the best way to describe it. >> we are falling behind in a couple of levels. if americans don't have jobs we shouldn't be buying hopes. i am not surprised that housing is showing the impact because americans are doing the responsible thing. if you don't have security, you will not buy a home .