>> well, i think that you know what you've soon here, you're still working through a supply and demand issue, i think until the banks work through their inventory of foreclosed properties and that will, that will start to stabilize a little bit on the other side. i think you've had, again, i think you've got a paradigm shift with the new buyer, the younger 30-year-old that, you know, as you work through this supply and prices stabilize, income stabilize, you still got the job overhang, you've got a very interrelated acade economy right now on the side, it's a challenge. >> kelly: it is a challenge. what you're painting right now not a pretty picture about the housing market nor the renters market. what shufd they do? >> i think there are things you can do. lets he remember, it's still cheaper to rent in 72% of the u.s. markets. if you find yourself in need of rent, of renting something, let's remember, let's read what we sign.