decisions. >> well, if you-- >> i just think, what are you talking about, caroline. they're not cutting any of that stop. you're stopping the increase, you're not adding new, but you're not cutting. no one is cutting. >> that's actually inaccurate. my partner lost a job teaching in a high school as a result of cuts in california. so, it's inaccurate, across the boards states are looking at the cuts in revenue. >> brenda: last word. so, it's not just the health care law, republicans now demanding the repeal of new massive financial regulations. is that how to stop bank customers from getting whacked with all those fees? gecko: are you ready for your talk, sir?