i laid out my theory. i think what is what it's all about and i did that earlier in the broadcast. still to come, comedian d.l. hughley is here. last year, he caught covid and his experience of the health care system inspired him to write a book that is funny and bracing and it's a book called "how to survive america." he'll explain next. ♪ ♪i've got the brains you've got the looks♪ ♪let's make lots of money♪ ♪you've got the brawn♪ ♪i've got the brains♪ ♪let's make lots of♪ ♪uh uh uh♪ ♪oohhh there's a lot of opportunities♪ with allstate, drivers who switched saved over $700. saving is easy when you're in good hands.