the storm surge and then 90% total including the inland rain, that's what causing the fatalities. we have to make sure we're protected from that as well. >> sir, it is chad again. this place hasn't really had anything like this in the, i don't know, five generations that people have actually lived there. and very few of the homes, at least until recently, were not built after andrew. they were pre-andrew construction. what is that going to look like with 145 miles an hour wind? >> yeah. you're going to have that incredible destruction. so you talk about -- we have already mentioned the trees and the power lines. but let's talk about the structural damage. you start getting a category winds, still 145. that's destroying houses. that kind of wind for a period of time could definitely destroy houses. you will see roofs off houses, houses collapsing. you will see incredible structural damage. that's incredibly dangerous to everybody as well. those trees, when they fall, they have to fall on something