appointee from the richard cordray. back story there is big banks are making pre financial crisis profit levels. what will who runs this determine the future behavior another big banks? >> i'm going to have to go netflixss and catch up on that reference. i think we're really going to see two clashing ideology. english who is from the past administration and now mulvaney from two very different backgrounds. the argument the republicans are going to make is not one based on ideology, instead, they're going to say this is a stunt, going to point to the fact that the former administrator still had eight months in his term, and they're going to say that he turned his back -- he created this crisis for some sort of political bingksmanship. i think that on top of this