louisiana could take these billions of dollars and establish a high-risk pool. it's a fact, which my governor knows, by the way, that 10% of the american people spend 67% of the health care dollars. 50% spend about -- no, 5% spend 50%. >> right. >> that ought to be the target. so you could take the money and set up a high risk pool for those folks and it would lower the premiums on the people who are not in the high-risk pool. that's just one option. all these studies that are coming out, unless they are clairvoyant, they don't know what the impact will be. >> fair point. the substance point is your governor's constructive argument and others dealing with pop legs