any plan is going to have to provide coverage with pre-existing conditions. a childhood disease or whether it's cancer or something like that. what insurance is supposed to babbi about, when you're insuring for some unforeseen event. if your house is on fire, you can call up the insurance company and say i want fire insurance. that's not what insurance is about. >> how can you foresee that your child is going to have heart disease? >> say that again. >> how can you foresee that your child is going to have heart disease? >> that's not a pre-existing condition. once someone has that condition, then you have to put those groups of people in a public subsidy program where they're providing coverage. you want a functioning insurance market for everyone else. >> do they remain -- do they remain in that pool their entire lives? >> for their lives.