[ inaudible question ] >> what are your reassurances to moderates who -- [ inaudible ] >> well, i think we're making very good progress. we're going to go when we have the votes, but that's the decision we'll make when we have it, and something tells me you'll be the first to know when that happens. i would argue that this is a bill that a moderate would more likely want to support. some people were concerned about ehbs. ehbs were taken out of the bill -- essential health benefits were taken out of the earlier drafts of the bill. they're now put back in. so they're in the federal law, and a state would have to find a waiver for essential health benefits. so, if anything, this puts more federal protections in on pre-existing conditions. every state's a little different. in wisconsin, we had a high-risk pool that worked really well, and i think we ought to be given the kind of flexibility to tailor our markets that work for us in wisconsin, because the wisconsin health care system's different than say the new york health care system or the vermont health care system. that just makes sense. but even if a state gets a