deductible for the next two years so although it's not a tax to the government, the people that win in this are insurance companies. >> what you have to look at is what is happening right now. >> people have insurance right now. >> bakari, they cannot afford to use it and that's as false hope. that's the biggest complaint we get in our office. the insurance is so expensive they can't afford it without a subs difficult. out of the 9 million people that are in the marketplace, only 2 million buy it without a subsidy, and then it is -- it just breaks my heart to hear from people they cannot afford it because their deductibles are $6,000, $10,000, $12,000. >> prediction for thursday. is this going to pass? >> not without improvements. >> not without improvements. >> we'll take a very quick break. we'll come back. movement truth, the fbi director will testify before congress tomorrow. will he despite the president's wiretapping claim? that story next. rcedes-benz family of vans. including the full-sized sprinter and the mid-sized metris.