them borrow. >> two great voices austin golds goldsby and peter mauriceymauri. welcome to both of you, austin, first just to you, on dodd frank, i know there's the administrative piece addressed with the executive action then the legislative that has to be addressed by congress. but sean spicer said dodd frank was a disaster, hasn't at all achieved its goal. what do you think? >> look, when you go start ripping up the rules of the road, it scares me. i'm not saying dodd frank was perfect. clearly like any large legislation we've passed in the